Americans all over the country are focused on stretching their budgets and saving money wherever possible. It’s certainly a good thing to get into the habit of saving wherever you can but, unfortunately, many American consumers waste all sorts of money on costs that could easily have been avoided. … Read more about 5 Avoidable Expenses
What comes to figuring out how much mortgage they can afford, many consumers find out the hard way that they were wrong, especially when their mortgage bills start piling up. Unfortunately, many consumers find out that their house isn’t worth what they actually owe on it, a term called having an … Read more about Drowning under your Home Mortgage? Here are some Options to Keep you Afloat
Joyce and Nelson Coniglio are pretty typical American consumers. Like millions of other Americans over the last few years, they’ve had problems keeping up with their home mortgage. Unfortunately, and also like millions of other Americans, Bank of America has been hounding them relentlessly over … Read more about Why it Helps to Know your Rights when it comes to Banking
According to a recent CNN Money comparison, under the most popular Obamacare plan, which is the "silver level", consumers will pay more for their deductibles, copayments and prescription drugs then they will with the typical employer policy. The comparison was based on reports from both the … Read more about You Might Be Paying More for Your Health Insurance
The first thing that happens, unfortunately, when you start falling behind on your bills is that the people you owe money (i.e. your creditors and, oftentimes, debt collectors) start calling you nonstop. If you’re like most consumers, you probably put off talking to them and even avoid picking up … Read more about Falling behind on your Bills? Here are 6 Tips for Negotiating with your Creditors
We Americans are an optimistic lot, except when it comes to one thing—our ability to save money. Today we have so many Americans trying to learn how to survive on minimum wage jobs. Consider this sad but telling fact: More Americans of modest means think they stand a better chance of accumulating … Read more about Should We Think about Our Financial Future?
Remodeling your kitchen with granite countertops, custom- made cabinets, hardwood floors, and professional stainless steel appliances can be quite enticing, but can you afford it? The national average for a minor kitchen remodel is $18,550, and for a major remodel, a whopping $54,000. These numbers … Read more about Budget- Friendly Kitchen Remodel
The “American dream” of home ownership is, unfortunately, becoming just that; a dream. Many Americans can no longer afford to buy a home and, with the recent housing bubble and current foreclosure crisis, many once common beliefs about buying a home have changed drastically during just the last 10 … Read more about Once Common Home Buying Beliefs that are No Longer True