Marital debt is considered a marital asset upon a divorce. Communal property states like Arizona make all marital debt the responsibility of both spouses and evenly split it among the separating spouses. Non-communal states have equitable distribution laws to handle debt. In any case, debt is a … Read more about Three Tips for Handling Marital Debt
The first thing that happens, unfortunately, when you start falling behind on your bills is that the people you owe money (i.e. your creditors and, oftentimes, debt collectors) start calling you nonstop. If you’re like most consumers, you probably put off talking to them and even avoid picking up … Read more about Falling behind on your Bills? Here are 6 Tips for Negotiating with your Creditors
Most of the words that characterize debt are relative, to say the least. “Big”, “crushing”, “manageable” and others give a relative idea about the amount of debt that an individual has but the question remains; what, exactly, constitutes “a lot” of debt? The answer is simply this; if you can’t … Read more about When talking about Debt, do the numbers matter? In a word, maybe…
The student loan crisis in America is absolutely massive and doesn’t look like it’s going to get better anytime soon. If you’re one of the people that is being crushed under the weight of your student loans, today’s blog will hopefully give you some advice that can take a little bit of the weight … Read more about How to Liberate Yourself from Student Loan Debt
Who doesn’t need a few good financial tips every few days, am I right? Today’s tips, like those we’ve given before, are meant to be taken and molded, if you will, to your own financial situation. Take the advice but don’t be afraid to tweak it a little if you need to. Just use it and, in time, … Read more about Wise Financial Tips for 2013 – Start Smart
It is no surprise to anyone that many Americans are getting deeper in debt. Credit card balances, loans and mortgage debts have been going up in the recent years. The average household income has actually decreased. Americans are feeling the stress of mounting debts as costs of living … Read more about Is Your Health Affected by Debt?
Personal finance is fun, but it can also be tedious. Too many people are concerned with every single penny they spend, save, and invest. Sometimes it's nice to apply a set it and forget type of approach and allow yourself extra time for hobbies and actually living. That being said, it's also … Read more about Should I Automate My Payments
A credit card can help individuals everywhere to build their credit and manage their money. Knowing how the card works and the laws that govern it will ensure consumers make smart choices. The credit card tips that follow are meant to help consumers make smart choices when they choose to use … Read more about Credit Card Tricks From People That Know Credit Cards