Get Back on Track Financially After Filing for Bankruptcy
Whether you’ve just filed a Chapter 7 or “simple bankruptcy” or recently completed your Chapter 13 bankruptcy, which is a debt repayment plan, there are a number of vitally important things that you should do once your case has been finalized in order to start getting your financial house back in … Read more about Get Back on Track Financially After Filing for Bankruptcy
5 Avoidable Expenses
Americans all over the country are focused on stretching their budgets and saving money wherever possible. It’s certainly a good thing to get into the habit of saving wherever you can but, unfortunately, many American consumers waste all sorts of money on costs that could easily have been avoided. … Read more about 5 Avoidable Expenses
Drowning under your Home Mortgage? Here are some Options to Keep you Afloat
What comes to figuring out how much mortgage they can afford, many consumers find out the hard way that they were wrong, especially when their mortgage bills start piling up. Unfortunately, many consumers find out that their house isn’t worth what they actually owe on it, a term called having an … Read more about Drowning under your Home Mortgage? Here are some Options to Keep you Afloat
Why it Helps to Know your Rights when it comes to Banking
Joyce and Nelson Coniglio are pretty typical American consumers. Like millions of other Americans over the last few years, they’ve had problems keeping up with their home mortgage. Unfortunately, and also like millions of other Americans, Bank of America has been hounding them relentlessly over … Read more about Why it Helps to Know your Rights when it comes to Banking
You Might Be Paying More for Your Health Insurance
According to a recent CNN Money comparison, under the most popular Obamacare plan, which is the "silver level", consumers will pay more for their deductibles, copayments and prescription drugs then they will with the typical employer policy. The comparison was based on reports from both the … Read more about You Might Be Paying More for Your Health Insurance
Falling behind on your Bills? Here are 6 Tips for Negotiating with your Creditors
The first thing that happens, unfortunately, when you start falling behind on your bills is that the people you owe money (i.e. your creditors and, oftentimes, debt collectors) start calling you nonstop. If you’re like most consumers, you probably put off talking to them and even avoid picking up … Read more about Falling behind on your Bills? Here are 6 Tips for Negotiating with your Creditors
Should We Think about Our Financial Future?
We Americans are an optimistic lot, except when it comes to one thing—our ability to save money. Today we have so many Americans trying to learn how to survive on minimum wage jobs. Consider this sad but telling fact: More Americans of modest means think they stand a better chance of accumulating … Read more about Should We Think about Our Financial Future?